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Tuk Tuk

Get A Car Insurance Within Minutes. Tuta Ku-sort!

Tuk Tuk

Do not find yourself in a very sticky situation should anything go wrong. Cover your Tuk Tuk with us today!

Our Tuk Tuk Insurance cover is tailor made to suit your requirements. This product covers the Tuk Tuk as well as a personal accident for the driver as an enhancement


The rating for both risks is as per undernoted:-

  • Comprehensive insurance for the Tricycle including at a premium of Kshs. 15,000.Premium 4% of the value minimum Kshs 15,000 and a Passenger Legal Liability (PLL) at 250 per passenger
  • Third Party insurance for the Tricycle Premium is Kshs 5,000 inclusive of Passenger Liability
  • Limits of Liability and Excesses applicable will be as noted hereunder:-

Limits of Liability / Excess
  • Medical expenses – Kshs. 50,000
  • Repair Authority – Kshs.10,000
  • Towing charges – Kshs. 10,000
  • Passenger legal liability limit - Kshs. 3,500,000 per person & Kshs.10,000,000 per event
  • Third party property damage – Kshs.2,000,000
  • Third party personal injury – Unlimited
  • Own Damage - 2.5% of the sum insured , minimum Kshs.7,500
  • Theft - 10% of the sum insured, minimum Kshs.10,000
  • Theft & recovery - 2.5% of Value, minimum Kshs. 7,500
  • Young/ Novice Driver - Additional Kshs. 5,000
  • Enrollment requirements

    The enrollment process is very easy. All you need are the following documents:

    1. Log book
    2. Driving License
    3. Insured ID
    4. Pin Certificate
    5. Premium
  • Eligibility

    Any person over 18 years and with a valid driving license.

  • Benefits

    Our motor cover includes extended benefits such as:

    • Tracking devices
    • Occupational group personal accident for the driver and loader
    • No blame no excess
    • Carriers liability
    • Loss of use cover
    • Loss of personal effects
    • Replacement of damaged and or lost key
    • Forced ATM withdrawal limit
    • Accommodation after an accident
    • Daily hospitalization allowance
    • Courtesy car
    • Political violence and terrorism risks
  • Claim procedure
    • Fully filled claim form
    • Police abstract
    • Copy of rider driving license
    • Statement by driver and insured
    • Copy of log book
  • Underwriting requirements
    • Fully filled proposal form
    • Copy of National Identity card
    • Copy of PIN certificate
    • Copy of log book or purchase receipt and invoice
    • Copy of driving license

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