Any person over 18 years and with a valid driving license.

Our motor cover includes extended benefits such as:

• Tracking devices
• Occupational group personal accident for the driver and loader
• No blame no excess
• Carriers liability
• Loss of use cover
• Loss of personal effects
• Replacement of damaged and or lost key
• Forced ATM withdrawal limit
• Accommodation after an accident
• Daily hospitalization allowance
• Courtesy car
• Political violence and terrorism risks

• Fully filled claim form
• Police abstract
• Copy of rider driving license
• Statement by driver and insured
• Copy of log book

MOTOR CYCLE (PSV) COMPREHENSIVE

Premium 5% of the value minimum Kshs 5,000 inclusive of levies.

The insured will pay an optional amount of 2,000 for a Personal Accident of death and permanent total disability benefits of Kshs.250,000 and a medical expenses cover in respect of motor cycle accidents only for Kshs. 50,000

Limits of Liability and Excesses applicable will be as noted hereunder:-

Limits of Liability / Excess

• Medical expenses – Kshs. 30,000
• Repair Authority – Kshs.10,000
• Towing charges – Kshs. 10,000
• Passenger legal liability limit – Kshs. 2,000,000 per person & Kshs.3,000,000 per event
• Third party property damage – Kshs.2,000,000
• Third party personal injury – Unlimited
• Own Damage – 2.5% of the claim amount , minimum Kshs.7,500
• Theft – 10% of the sum insured, minimum Kshs.10,000
• Theft & recovery – 2.5% of Value, minimum Kshs. 7,500
• Young/ Novice Driver – Additional Kshs. 5,000

Underwriting requirements
• Fully filled proposal form
• Copy of National Identity card
• Copy of PIN certificate
• Copy of log book or purchase receipt and invoice
• Copy of driving license

NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book

Therefore the customer can take an annual cover for Kshs. 7,072/= inclusive of taxes or Kshs 3,536/= for half year inclusive of taxes.

MOTOR CYCLE (PSV) TPO

Premium Kshs 3000 inclusive of levies.

Limits of Liability and Excesses applicable will be as noted hereunder:-

LIMITS OF LIABILITY / EXCESS

• Third party property damage – Kshs.2,000,000
• Third party personal injury – Unlimited
• Therefore the customer can take an annual cover for Kshs. 3,054/= inclusive of taxes

MOTOR CYCLE (PRIVATE)

THIRD PARTY ONLY

Premium Kshs 2,000

LIMITS OF LIABILITY / EXCESS

• Third party property damage – Kshs.2,000,000
• Third party personal injury – Unlimited
• Young/ Novice Driver – Additional Kshs. 2,000
• NB:- Customers must complete a proposal form and attach copies of rider’s driving license & Log book
• Therefore the customer can take an annual cover for Kshs. 2,049/=