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General Insurance

Personal Accident

If it matters to you, it matters to us. Cover your property with us!

Personal Accident

Go confidently in the direction of your dreams. We got you covered

This policy is designed to provide financial help if the insured has an accident or injury or if they suffer fatal injury.

The principle member should be between 18-85 years. Children and legal spouse are included as dependents

This cover can be annual or short term. The short term cover is designed for students who require the cover while on their industrial attachment. It can also be taken by schools to cover students against accidents while at school in the school bus or where they are at school based activities like sports

  • What is covered?
    1. Accidental death
    2. Permanent Total Disability
    3. Funeral expenses
    4. Accidental Medical Expenses
    5. Artificial appliances.
    6. Political and terrorist related accident and death
  • What do you need to get cover?
    1. Duly filled proposal form
    2. Copy of ID and PIN
    3. Premium payment as per the option selected
  • What do you need to do in event of claim?
    1. Report the claim immediately once notified
    2. Provide a duly completed claim form
    3. Police abstract
    4. Receipts for medical expenses
    5. A doctors report in the event of Permanent Total Disability
    6. Death certificate in the event of accidental death
  • Cover option without artificial appliances
    BENEFITS OPTION – A OPTION – B OPTION – C OPTION – D
    Accidental Death 100,000 250,000 500,000 750,000
    Permanent Total Disability 75,000 200,000 400,000 600,000
    Accidental Medical Expenses 50,000 50,000 75,000 100,000
    Last Expense 20,000 50,000 75,000 100,000
    Premiums per Person 250 500 750 1,000
    Political & Terrorism Risk 50 100 150 200
    Premium per person 300 600 900 1200
  • Cover option with artificial appliances
    BENEFITS OPTION – E OPTION – F OPTION – G OPTION – H
    Accidental Death 100,000 250,000 500,000 750,000
    Permanent Total Disability 75,000 200,000 400,000 600,000
    Accidental Medical Expenses 50,000 50,000 75,000 100,000
    Artificial Appliances 20,000 20,000 30,000 50,000
    Last Expense 20,000 50,000 75,000 100,000
    Premiums per Person 335 515 800 1100
    Political & Terrorism Risks 70 105 160 220
    Premiums per person 405 620 960 1320
  • Features of the product
    1. Can be taken by individual, family or groups
    2. Has a Political, Violence and Terrorism extension
    3. One is able to insure dependents
    4. Can be taken by students going on industrial attachment

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